Sanjiv Cherian

  By Sanjiv Cherian I remember an era in recent history when discussions of artificial intelligence in boardrooms were marked by unchecked enthusiasm. It was all about automation, prediction, and hockey sticks! Fast forward to today; the entire discourse has changed dramatically. Where we had hope in the beginning, we now have fear. The hard truth is that where legitimate organizations are struggling to integrate generative AI into their systems safely, cybercriminals are using the same technology for their own purposes. The attacks launched by cybercriminals on the security of our networks have never been faster or smarter or more automated. However, the problem with what organizations are doing today is that, while our world has moved forward technologically, our leaders have not. We are fighting a machine-learning war with pre-machine learning strategies. The New Reality: AI Cybersecurity Threats Are Already Here Cybercriminals have officially level up. We are no longer just dea...

Throughout my years working with diverse operational teams, I have consistently made a frustrating yet concerning observation: the most dangerous vulnerabilities rarely arrive with a dramatic firewall breach. Instead, they quietly embed themselves within our standard operating procedures. When most organizations map out their defense strategies, they build exceptionally high walls to fend off sophisticated external hackers. However, my time in the trenches has taught me that the true origin point of exposure is far more internal. In reality, business activities security risks are often created unintentionally through mundane, everyday tasks. Understanding this shift in the threat landscape is precisely what led me to document my foundational methodologies, many of which are outlined through the operational case studies found in Sanjiv Cherian Details . In this article, I want to unpack the specific, routine operational behaviors that compromise systems and share how I identify them be...

By Sanjiv Cherian As I sit here, I can't help but wonder at the fact that the “vault” has changed in so many ways. A bank's strength is no longer judged by the thickness of its walls made of concrete or the weight of its gold reserves. In 2026, strength is measured in bits, bytes, and the ability of a network to withstand attacks. This shift in the so called corridors of finance to the fast-paced digital world has taught me that financial services cybersecurity has become the main protector of global stability. The challenge is simple for any modern institution – we need to innovate, but we can't out-innovate our ability to protect. Trust is an elusive thing, and in a virtual world, it's the only valuable currency. To know the context and career history behind them, you can explore the Sanjiv Cherian Details regarding my long-standing experience in the sector. The Anatomy of Modern Threats in the Banking Industry The landscape of 2026 is vastly different from even two...

  By Sanjiv Cherian In the modern landscape, business growth and technology are no longer two separate lanes, they are the same road. As an entrepreneur, I’ve watched the digital landscape evolve from a supportive tool into the very backbone of how we create value. However, with this massive expansion of opportunity comes an equally massive expansion of risk. I’ve always viewed protection and progress as two sides of the same coin. If you look into the mission statement found in About Sanjiv Cherian , you’ll see a recurring theme: resilience. To me, cybersecurity isn’t a barrier to speed; it’s the foundation that allows a business to scale without the constant fear of a catastrophic setback. In my view, it’s actually the opposite of a delay, think of it like the brakes on a high-performance race car: they aren't there to make you go slow; they are there so you have the confidence to go fast. Today, cybersecurity for business growth is a fundamental enabler that allows organizati...

By Sanjiv Cherian I have witnessed in the recent years a reliance on technology by businesses as never before. Operations have been streamlined to be faster and efficient through automation, cloud platforms, APIs, and connected systems. However, with these advantages, a novel form of risk has quietly come to the fore, a risk that most organizations under-estimate. Machine identities is that risk . When the term insider threat is mentioned to most individuals, they tend to have in mind the employees or contractors. Nevertheless, in the digital world today, machines themselves (applications, bots, automated services) can be equally risky when not handled correctly. These machine identities have surpassed human users in several contemporary organizations and in some cases, by a large margin. As my experience working in the sphere of technology-based projects and digital ecosystems demonstrates, it is a shift that every sanjiv cherian business leader must listen to. It is not fear, it is ...

By Sanjiv Cherian - Microminder Cyber Security ,  The prevalent perception among boards today is that they possess a decent idea of cyber risk. Dashboards are discussed and investments are accepted, and security leaders update regularly. At face value, it seems that cybersecurity has already found its niche in the boardroom. However, in the real sense, a gaping hole exists. The visibly risky nature of ransomware headlines, regulatory compliance, and high-profile breaches often take up time with boards. In the meantime, the most threatening threats are silently brewing just under the surface, within the business operations, partnerships and business decision making structures. These are what I term silent cyber risks and tend to be the most damaging. Why Silent Risks Matter More Than Ever Silent risks are not obvious. They rarely trigger immediate alarms, and they are difficult to quantify using traditional metrics. Yet, they create systemic vulnerabilities that accumulate over tim...